This seems like predatory lending to an extreme. I am not sure how that math works or how this company is even allowed to be in existence.Desired Settlement: I would like my bill to be fixed, but more importantly, I would like this company to be audited and their practices to be screened. On principal only not including interest. I have an account balance of zero, but according to the representative I still owe $298. According to my internet log-in of my account it says I owe nothing. Once I asked for a printed bill the customer support person said, "I am unable to help you with that request." She then hung up on me. I requested to receive itemized statement mailed to my home address and they have refused. To date () I have paid $575 dollars back but apparently I somehow still owe $298 on the principal amount. I was told it would be approximately $400. I was told that I would have four payments to pay off my loan. I requested a payday loan in the amount of $200 on. I believe it was a bait and switch scheme. Review: My compliant is about multiple problems. When I advised of my intent to file this complaint they simply said go ahead.Numerous request and messages left for supervisors were never returned.Desired Settlement: I wish all the nsf fees I was charged to be refunded and any additional fees I accured as a result of the companies blatant disregard for my repeated request to not try to debit my account to be waived, I am willing to repay the original amount of the loan and will then have no further business with their predatory unscrupules company.I am also request an apology from the disrespectful employees they have.
Each time I received a email advising of the said deductions and I again contacted them via email and repeated calls and all the agents I spoke with refused me assistance and would not allow me to speak with a manager or even provide me their information. The company did not honor the arrangements that were discussed and continued to try to take payments from my account and was constantly causing me overdrafts which they refused to refund. Review: I have contacted the company multiple times regarding payments on a loan I obtained and due to an injury I was taken off work and pay was not given so I contacted them regarding payment arrangements until I was able to resume normal payments. To have some kind of correspondence do I do not get charged money that is not in the agreement. I just want it to be settled so I do not have to deal with this shady company anymore.Desired Settlement: To be contacted and settle the debt in a reasonable manner. At this point I do not believe that I should be charged the extra finance charge because they have not drafted my account as the agreement stated nor made any effort to contact me in this matter. As of NONE of the money has been drafted from my account and cannot reach anyone. All with no returned calls, emails, or faxes. I called at least 20 times but went straight to voicemail every time and I have sent emails labeled URGENT to customer service also I have sent a fax to them. The finance charge of $90.78 was supposed to come out of my bank account on. The approval was on which with interest charge the pay back was supposed to be $290.78 due on. Review: I was approved for a $200 payday loan. I really had lost count until I looked back at my bank statement and realized that they have more than been compensated for the $300.00 loan, and I have also covered the fees as well. I feel as if because I was in desperate need, I was taken advantage of. I no longer want this company to call or have access to my information.
Blueharvest moon loans full#
I waited on hold for a total of 3 hours trying to speak with a live representative.Desired Settlement: I am simply asking for the loan to be considered paid in full and my account to stop being debited. It is impossible to get in touch with them. They are stealing from me, though the loan has been settled. It is unfair to keep charging me for a loan I have more than paid off. I am simply asking that my account be considered paid in full and I not be debited. I have never been late nor had a return check. I have been charged 5 times different fees which add up to $560.00.
They said with fees I would owe $439.44, and that instead of paying it at one time it could be extended to pay it off. Review: I took out a payday loan with this company for $300.00.
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